Timely Assistance becomes the Saviour!

It was eleven in the night the other day. My friend Benjamin and I were driving back to his home in Bridgetown. During the course of our journey,we touched upon many topics of conversation. However, it was when we dodged a speeding truck that came charging towards us menacingly from the opposite direction and almost knocked us off the road that we got really shaken up!  As we gathered our thoughts together, Benjamin remarked. “We got saved by a whisker,man!”. Yes we were lucky that time. As we resumed our drive the conversation veered around the alarming increase in traffic and rampant rise road accidents of late. It has even been reported that drinking and driving is not illegal in Barbados either. No wonder the rise in accidents!

We drove into a lonely stretch of road which was barely lit. No sooner had we got over the shock of the jolt about twenty minutes ago than  a twenty wheeler from the right stormed in and tossed our cadillac like a match box. A few cartwheels of the car made our heads spin all the more.

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How to be sure which Motor Insurance is correct for you?

A vehicle is not there just to transport you from one place to another. That’s  because it invariably adds to improving the quality of your life. Purchasing a vehicle costs substantial amount of money depending on the vehicle  of course.While this amount may be easy for some to shell out,it burns a hole in the pocket of another and for a large section it remains a distant dream. Thus a lot of your hard earned money is involved in the acquiring.

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The Need for Motor Insurance

Imagine you and your friend are on a joyride in your newly bought Chevrolet, savoring every bit of the celebration. The sun shines radiantly and the waft of the sea breeze breathes a lingering cool down your spine. The wind in your hair and the music from the radio induces a sublime feeling that provides a cushion sitting on which you relish your achievement. Suddenly,out of the blue, around the bend of the sloppy turn, an eighteen wheeler tanker appears. No sooner do you notice it than your worst nightmare is confirmed- you jam on the brakes to a deafening screech trying your best to avert a collision. But .. Alas !The horrid screech is  followed by an almost explosive head-on collision.

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The Need of Commercial Insurance in Barbados

Setting up a Company from scratch is a herculean task involving a clear sense of direction, great man management skills and immense  mental fortitude to  overcome obstacles so that the goal can be realized in a time bound manner.

Barbados, in the recent times, has been offering a panorama of opportunities that encourage the flourishing of businesses in this picturesque haven. This island is seeing a construction boom, with the improvement and redevelopment of office, hotels, homes and complexes.Establishment of companies and businesses have, in turn, boosted the tourism in leaps and bounds adding to the revenue of the economy.

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General Features of Commercial Insurance

Building a company with comprehensive capabilities is a time consuming process given the present competitive and fast moving world. Commitment and the foresight to employ high quality products is what you need to possess in your best abilities. Among all the significant advantages of different kinds of insurance, the package for commercial insurance protects you as the owner and all the employees relating to the business operation. The coverage can also include loss or damage of tools, or loss or damage due to employee dishonesty.

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Basic types of insurance policy you need to have

You can find insurance policy to cover almost anything you can think of. But it is not necessary that you need all of them. There is only handful among the multitude that is likely to be beneficial for you. You work hard throughout your life to build the wealth, heath and property. If comfortable and safe living is what to which you dedicated all your hardships, don’t you think that it is your responsibility to protect the possessions when you are still earning or when your income stopped. Following are the mention of few important kinds of insurance that you can have for ensuring coverage to your property, wealth and life:

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The Relevance of Insurance in Present Times

Insurance is one of the most invincible aspects of modern lifestyle that is full of uncertainty. Today we are living amidst situations where we cannot predict what can happen in the nest moment. There might be anything, a road accident, a sudden earthquake or fire can jeopardize our normal course of living at any point of time. The question arises here, is it practically feasible to dodge the occurrence of these unlikely unforeseen incidents. The answer is NO! There isn’t really anyway in which you can predict what is going to happen next. But there is of course one way in which we can avert the risk of uncertainty if not eliminate it completely.

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Home insurance policy and its importance

When we invest on home it is the most important investment that we make in our life and often it is also one time investment. If something assumes such important place in our life it becomes our responsibility to take good care of it and protect it from damage or danger of any kind. One thing which must be remembered always is the fact that accidents are unforeseen. One cannot ever predict that what can happen when therefore it is always important to take necessary precaution to protect ourselves from something that is unseen.

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What you look forward to in a home insurance policy?

When you are out to shop for insurance it is important to understand and ascertain what you want of you are purchasing a home insurance policy. There are some people who might find it easier to shop for the policy online while the other might be interested in collecting all the necessary matrices from the local agent. For those who shopping for home insurance online they are basically using the popular method to obtain information from insurance quote websites. Whatever might be your choice and however you might try to collect all the relevant information, knowing and understanding your home insurance policy coverage is most important.

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Know the Insurance you need the most

Insurance is one of the most important investments that we make in our life. Insurance is probably the only investment that we make to ascertain safeguard to our life, property and assets. In simple terms insurance can be defined as financial protection for a variety personal and business assets and purposes. For instance, insurance protects your income, repays debt or even provides for the dependents. Insurance is the most competent protection strategy to minimize the effect arising from the loss that may result from sudden death, disability or disaster. 

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Insurance and Advantages Attached

In our lifetime there are so many investments which we make. Some are on assets whilst there is other that we make for our businesses and for commercial purpose. But ever thought how to protect the investments we make from the whip of unpredictability? Insurance is the answer to all your worries. There are different categories of investment and there are different products of the same that comprise coverage to the different aspects of our lives. For instance, if you are having a car it is mandatory to fulfill the norms of car insurance before taking your car out on the road.

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Insurance Company Barbados

Consumers Guarantee Insurance | Infographics

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Auto Insurance

Insurance has become more of a necessity and less of a luxury now. There is simply no way out of it. There isn't a single person out there who can claim that nothing bad can happen to him. Which is why the mantra of living in these tumultuous times is it's better to be safe than sorry.

Why Pick us for Insuring your Car

One of the most common types of insurance is auto insurance. Auto insurance, or car insurance as it is also known, is compulsory in most parts of the world. You need to be careful while opting for a car insurance. You need to be sure that the policies you opt for cover every possibility of an accident or case where there may be damage to your vehicle. Be careful and cautious from opting for selected policies that only offer minimal protection, as you may land up with no settlement at the end of the day due to the skimpy policies that you picked.

We offer you policies that are flexible and which can be fine tuned to your needs. We offer policies wherein every possibility of physical damage or loss that a car may undergo is covered. To clear any doubts, you can refer to our annual claim payments that come to a whopping USD25 million. It may also help to know that we are the second largest local auto insurer in the vehicle insurance sector. That being the case, as we are the leaders in the overall insurance and especially in the auto insurance sector, surely we must be doing something right?

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Property Insurance in Barbados

Insurance is a unique kind of product because it is such a product wherein you may need to pay a certain amount of premium every year for safekeeping but always hope in your heart you never have to use it. Thus, despite all odds, for the sake of being on the safe side, you need to opt for insurance none the less. However, one factor that helps determine how much premium you will be ready to pay includes the factors that go into planning your insurance. Let’s take a look at what factors come into play when opting for property insurance in Barbados. One of the main factors that the insurer will look into while determining the premium charged will be the kind of construction. 

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Insurance for Business

Motor Insurance company in Barbados

Businesses the world over tend to get worked up over the possibility of incurring losses. Most of these losses is in the form of transactions gone sour or opting for deals that lead to heavy monetary losses. However, what people do not realize is that there is a whole different spectrum of incurring losses in the form of untoward events. Fires, accidents, natural calamities, lawsuits can all happen and strike any business at any time. Hence, a smart move to make in this case is to opt for commercial insurance.

Commercial insurance is a type of insurance that is suited to businesses where a business, right from the actual land premises to the employees, can be insured. This is a form of insurance that is proving to be a must for running businesses safely. There is a constant fear in every businessman’s life that untoward property loss can occur in the form of riots, fires and other unseen circumstances. What’s more, with the number of frivolous lawsuits increasing by the day, it is nearly impossible to predict what may eventually bring a company down.

Thus, it is highly advised to always seek insurance for businesses in the form of commercial insurance as this can go a long way in preventing any unpredictable future losses. Always be sure to read all the clauses of the document carefully, so as to get the best insurance deal available.

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